Funding medical emergencies can be a huge financial burden while studying abroad. Get complete peace of mind, compare quotes from Australia's top health insurance providers, and secure your official policy certificate for your visa application.
To be worry-free knowing that your health and well-being are taken care of, you should purchase health insurance plans while studying abroad. There are two main types of health plans in Australia:
Overseas Student Health Cover is a health insurance plan designed specifically for international students studying abroad. It is a complete coverage for expenses incurred comprising pre and post-hospitalisation coverage, doctor fees, emergency ambulance, and prescription medicines. This student health cover ensures that students have access to quality healthcare services in their host country. It offers peace of mind and financial security against any unexpected medical costs that may arise. This is a mandatory requirement by Australian universities and visa regulations.
Overseas Visitor Health Cover is designed especially for visitors to Australia who cannot access the Australian public Medicare System for hospital or medical costs. The eligibility criteria, premiums, and benefits for various health insurance plans under OVHC differ. Most plans cover hospital expenses and a portion of doctor fees. To avail services of dentists, physiotherapists, and optometrists, you can purchase a General Treatment Cover in addition to OVHC. Ideal for Temporary Graduate Visa (Subclass 485) holders and visiting parents.
Student health cover is needed for various crucial reasons while living and studying in Australia:
The primary reason is that the Australian Department of Home Affairs requires anyone residing in Australia on a student visa to maintain continuous Overseas Student Health Cover for their entire visa duration.
OSHC covers medical expenses such as hospitalisation, surgeries, doctor's fees, and prescription medicines, eliminating severe financial burdens and ensuring access to quality healthcare abroad.
Regular checkups are necessary to maintain robust health. OSHC covers doctor visits and lab tests so you can seek medical help without hesitation whenever any health issue arises.
If you have an existing medical issue needing regular intervention, having an OSHC plan helps. Many plans offer coverage for pre-existing conditions after a standard waiting period.
Treating accidental injuries results in substantial medical bills in Australia. OSHC provides immediate coverage for accidental injuries, whether minor or major, ensuring prompt medical care.
Studyleap ensures your policy certificate is issued instantly with correct start/end dates matching your Confirmation of Enrolment (CoE) for 100% visa approval.
Studyleap partners with all 5 Australian government-approved OSHC providers so you can compare benefits and lock in the lowest official price.
24/7 global helpline, direct billing with 1,000+ medical centers, instant e-card.
Compare Allianz →Largest network of bulk-billing clinics & 24/7 health support phone line.
Compare Medibank →Dedicated student support lounges at major university campuses across Australia.
Compare Bupa →Instant claim processing via NIB app & competitive value single/couple plans.
Compare NIB →Affordable straightforward health cover options backed by Medibank's medical network.
Compare AHM →The documents required to buy a health insurance plan are:
The team will help you compare policies and get the most relevant and affordable student health coverage for you.
Everything you need to know about purchasing, renewing, or claiming your OSHC health cover in Australia.
Compare quotes from Australia's top health insurance providers and receive your official visa policy certificate instantly.