Overseas Student Health Cover
If you are a student from overseas on a temporary student visa it is a condition of your visa to maintain adequate health insurance for the duration of your stay in Australia. This means you need to purchase Overseas Student Health Cover (OSHC) and keep your policy up to date whilst you are in Australia and holding a student visa.
OSHC assists international students to meet the costs of medical and hospital care they may need while in Australia. OSHC also includes ambulance cover and limited pharmaceuticals.
OSHC policies assist to cover the cost of hospital and medical treatment. Benefits are also paid for ambulance services.
The minimum requirements of a OSHC policy are set out in the OSHC Deed. The Department of Health also provides Explanatory Guidelines for the Deed and a One-Page Fact Sheet about what is included under the Deed and how OSHC works. For further information, check with your OSHC insurer.
OSHC does not pay for general treatment (ancillary, or extras cover) such as dental, optical or physiotherapy. If you require cover for these treatments, you may take Extras OSHC provided by an OSHC provider or general treatment cover with any Australian private health insurer. You can also choose to supplement OSHC with other insurance such as international travel insurance.
OSHC and COVID-19
OSHC includes cover for Coronavirus (COVID-19) related illnesses, principally “Lung and chest”, “Kidney and bladder” and “Dialysis for chronic kidney failure” clinical categories.
International students who are stranded in Australia, due to mandated travel restrictions put in place by the Australian Government in response to the global pandemic, are recommended to contact their private health insurer for further assistance to ensure continuity of cover during this time.
For more information, please contact us. You can submit the following form and we will get back to you.